Lyft is a rideshare company that was formed in the wake of Uber to better capitalize off the trend of allowing everyday citizens the ability to drive other individuals around. The app on smart phones allows customers to summon Lyft vehicles to their locations so they can be dropped off elsewhere. The benefits of Lyft include the relative cheapness when compared with conventional taxi services, as well as the speediness of the trip when compared to public transportation. Often, you can take a Lyft ride to your location and arrive faster than you would have otherwise – and you would have spent less money.
Initially, Lyft did not provide its drivers with any insurance coverage as a common carrier would. Companies that employ workers who transport customers have insurance premiums in effect, but Lyft considered its drivers independent contractors. In a situation where a third party is doing work for a company, that company is not liable for any actions of the independent contractor. This allowed Lyft to wash its hands of responsibility.
The problem rested in the fact that standard car insurance policies do not cover drivers when they are engaged in commercial activities, or driving for money. This meant that in the event of an accident, a Lyft driver would essentially have no insurance coverage at all – none provided by Lyft themselves and none provided by his own company. It did not matter that Lyft required its drivers to have insurance in order to work if there were no payouts that could occur. Eventually, a law was enacted that changed the status of Lyft drivers, making them de facto employees; as a result, Lyft was forced to purchase insurance for all drivers.
The insurance premiums that Lyft purchased include two different types. Lyft drivers who have the app on and are waiting for a fare request are given a $50,000 insurance policy that covers collisions and other accidents. Once the app picks up a request for a ride, the policy ascends to $1,000,000, which stays in effect until the passenger is dropped off, whereupon it reverts back to $50,000.
Types of Accidents
You may be involved in any number of types of accidents with a Lyft driver. Our law firm can help you no matter what situation you find yourself embroiled in.
As a passenger in a Lyft car, you may be able to sue the driver for certain damages if he were driving in a reckless manner as well as file a lawsuit against Lyft if they did not conduct an adequate enough background check on the driver. He may have had a history of tickets or reckless driving incidents, and if Lyft allowed him to drive, the company was essentially placing its customers and other people in danger.
If you are a fellow driver who was struck by a Lyft vehicle, you may again be able sue the driver or the company. It is important that you determine who was at fault – if it were the Lyft driver, you should pursue compensation from Lyft’s insurance company in addition to the driver’s. This may prove difficult, however, as insurance companies are notorious for denying claims and rejecting them on no bases whatsoever.
It is possible that you will be involved in a rear end, side swipe, head on collision, t-bone crash, or other type of accident.
Lyft drivers are often operating both their phones and GPS devices at the same time. This can lead to inattention to the road, which may result in an accident. In order to file a lawsuit, you must be able to prove four points of negligence: that you were owed a duty of care, that duty of care was breached, the breach resulted in an accident, and the accident caused you actual physical harm.
Sustaining physical harm is the most important. Our attorneys can help you prove these points if you call our law firm today.
Our team of expert lawyers at The L.A. Law Firm is here to help bring you compensation for any injuries you received while in a Lyft accident. You deserve to be compensated if another party were responsible for your damages. We can help you earn back medical expenses, lost wages, pain and suffering damages, and more.
Call us today to receive a free legal consultation with an expert attorney about your Lyft accident. You can ask any question you need answered and we will give you all the information you need to file a claim. There is help out there for you, and it is present at our law firm.
Further, you receive a zero fee guarantee on your case when you hire our lawyers. This means you owe us no money whatsoever throughout the legal process. We only get paid if we win your case, and the money comes from the settlement we earn for you, not from your savings.
Call The L.A. Law Firm today to get started on filing a lawsuit against Lyft.